Experts are where your skill comes from, and vets are 4 times as good as an expert.
Having 400 experts is not as good as having 300 experts and 100 vets. So the solution is to get to 100 vets as early as you can manage and then fill up on experts. (You can have more vets than that, but sailor ability can only rise so high and you have to think of how many experts you're killing to make those vets...)
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