You may not have a credit card, but you can always get a prepaid visa from 7-11 or walmart, etc. They also have a very handy PayPal gift card. You can load them up anywhere. NF or SDE will never incorporate a money gram or western union payment method, as its not so secure, and overall just a pain in the ***.  Besides, they have 5 payment methods already. And I believe one of them is called CASHTOGO? or something like that. This really should have been addressed in a support ticket. Hope that helps.