There is your problem, run 32 bits. 64 bits will cause your frames rate to stutter, crash more frequently.
Downgrade the OS to windows 98/2000 or XP.
I have 11 desktops in which I have install NF on about 14-15 installation (dual, triple boot). Should you ask me to dictate you what to do, 32 bit os and windows xp or to an extent 7.
I am telling you that, because NF really is horrid on newer hardware and OS. At least, it's from my result.
Playing on 32 bits version, drastically reduced your crash rate, nearly eliminates all frames stutter and you will enjoy the gameplay.