its good to have gunners that are higher level than the ship or the rest of the crew. No downsides. (gunners and BO will get more exp than the rest of the crew) You need the higher level gunners to handle the battleship guns (ie. have good spread/reload)
like the above post said, make sure you have the proper crew before starting a new bb line. Understand how to pick sailor bases and level up certain special sailors like the DP gunners.